About Esnat

An established Montréal-based creditor with a 20-year history of helping many Quebecers rebuild their credit score and get back on their feet financially, Services Financiers Esnat (2000) Inc, continues its mission of lending money to individuals who have been denied credit from major financial institutions. We will help you fix your bad credit with any one of our easy and quick-to-obtain loan options like personal loans and others. Ask about our reference letters for more details.
Technology has made it much easier, now bringing the funds right to you; no appointment, no travelling; if you’ve been working for a minimum of six months, just fill out an easy online application , hit Send and you can have the money in your hands the next day. Your second chance to credit is just a few clicks away.

Apply Online
Complete our secure online application form and submit your details for verification.


Receive a decision for your request
Our loan experts will review your loan application and let you know if it has been approved.

Receive your money
If your loan application is approved and signed, we will deposit the funds into your bank account within 30 minutes.


Benefit from flexible repayments
Our payment plans are flexible to meet your individual needs.